Hard Money Loans in Travis County Texas
Hard money loans in Travis County Texas provide real estate investors with fast, flexible capital to acquire, refinance, or reposition investment properties. Whether you’re investing in Austin, Round Rock, or surrounding areas, speed and certainty of execution are critical.
Loan Program Overview
Our hard money loan program focuses on the value of the property rather than traditional income verification. These loans are ideal for distressed properties, fix-and-flip projects, or investment refinances where speed and flexibility matter most.
How to Qualify
- Property value and after-repair value (ARV)
- Exit strategy (sale or refinance)
- Scope of work for renovations
- Basic credit and liquidity review
- Investor experience preferred but not required
Property Types Eligible
- Single-family homes
- Multi-family properties
- Distressed or value-add properties
- Mixed-use real estate
- Light commercial properties
Fast Funding Timelines
- Initial approval within 24–48 hours
- Appraisal and underwriting
- Closing within 5–10 business days
- Rehab draws funded within 24–72 hours after inspection
Local Lending Experience
Travis County, anchored by Austin, is one of the most competitive real estate markets in Texas. We understand local permitting, inspection requirements, and contractor timelines. Our local expertise helps investors navigate challenges and close deals faster.
Benefits Over Banks
Asset-based approvals based on LTV/ARV
Interest-only payment options
Flexible underwriting for distressed properties
Rehab financing available with draw schedules
No Income Docs Required
Serving Areas Across Texas
Serving real estate investors across Texas, we are trusted in neighborhoods from Denver to Texas Springs, including Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
FAQs
A short-term, asset-based loan used by investors.
Most loans close within 5–10 business days.
No, approvals are based on property value.
Typically up to 70–75% ARV.
Yes, rehab funding is included with draw schedules.
Get Started Today
Apply now for fast approval! First, speak to a local Texas lending expert today. Then, submit your deal scenario for same-day feedback. In addition, our team will review your deal quickly. As a result, you can take the first step toward securing the funding you need.