Commercial Construction Loans in McLennan County Texas
Fix and Flip Bridge Loans provides fast, flexible financing for commercial construction projects in McLennan County, Texas. With over 1,000+ real estate investment projects funded across Texas, we are a trusted partner serving real estate investors across Texas and trusted in neighborhoods from Denver to Texas Springs.
Loan Program Overview
Our commercial construction loans are designed for developers and investors:
- Up to 85% LTC (Loan-to-Cost)
- Up to 70% stabilized value
- Interest-only payments
- 12–24 month terms
- Flexible draw schedules
- No income documentation required
How to Qualify
- Detailed construction plans and budget
- Developer or contractor experience
- Exit strategy (sale or refinance)
- Market demand in McLennan County
Property Types Eligible
- Commercial real estate
- Multi-unit residential developments
- Value-add construction projects
Fast Funding Timelines
- Initial deal review within 24 hours
- Term sheet issued quickly
- Close in 7–14 business days
- Draws funded within 24–72 hours
Local Lending Experience
McLennan County, including Waco, Hewitt, and Woodway, is experiencing significant growth, driven by increased investor activity and strong rental and resale demand. Expansion in the area is fueled by Baylor University, offering favorable pricing for investors. Understanding local timelines, permits, and inspections is crucial for successful investments in this market.
Benefits Over Banks
Faster approvals and disbursements
Expertise with distressed or complex properties
Flexible terms and interest-only options
Financing for rehab and short-term investment projects
No Income Docs Required
FAQs
A loan used to finance the construction of commercial properties.
Most loans close within 7–14 business days.
Experience is preferred but not required.
Get Started Today
Apply now for fast approval! First, speak to a local Texas lending expert today. Then, submit your deal scenario for same-day feedback. In addition, our team will review your deal quickly. As a result, you can take the first step toward securing the funding you need.