Hard Money Loans in Lubbock County Texas

Fix and Flip Bridge Loans offers specialized Hard Money Loans in Lubbock County, Texas for real estate investors seeking fast, asset-based financing. Our program is ideal for fix and flip projects, distressed properties, and investment opportunities where speed and flexibility are essential.

Hard Money

Loan Program Overview

Key Features:
  • Funding up to 85% of purchase price + 100% of rehab costs
  • Interest-only terms from 6–24 months
  • Quick approvals, typically within 48 hours 
  • No income or tax documentation required

How to Qualify

  •  Must be a real estate investor, developer, or flipper
  • Submit purchase agreement and rehab scope of work
  • Provide ARV (After Repair Value) and LTV calculations
  • Experience in investment or rehab projects is preferred
  • Proof of funds for down payment (if applicable)

Property Types Eligible

  • Single-family homes
  • Multi-family properties up to 4 units
  • Condominiums and townhomes
  • Distressed or foreclosed properties
  • Properties requiring extensive renovations

Fast Funding Timelines

  • Loan approvals: 24–48 hours
  • Closing: 5–10 business days
  • Rehab draws: 24–72 hours post-inspection

Local Lending Experience

Fix and Flip Bridge Loans has funded 1,000+ real estate projects across Texas, including Lubbock County. We understand county-specific permitting, zoning, inspections, and common renovation challenges.

Benefits Over Banks

Speed

Flexibility

Rehab Financing

Experience with distressed properties

No Income Docs Required

Serving Areas Across Texas

Serving investors across Slaton, Shallowater, Wolfforth, Ransom Canyon, and surrounding areas. Trusted near Lubbock County Courthouse and recognizable Texas landmarks.

FAQs

A short-term investment loan for purchasing and renovating properties in Lubbock County, Texas.

Approvals typically occur within 24–48 hours, with closings in 5–10 business days.

No, hard money loans are asset-based, not income-based.

Get Started Today

Apply now for fast approval! First, speak to a local Texas lending expert today. Then, submit your deal scenario for same-day feedback. In addition, our team will review your deal quickly. As a result, you can take the first step toward securing the funding you need.