Hard Money Loans in Hays County Texas
Fix and Flip Bridge Loans provides fast, flexible hard money loans in Hays County Texas for real estate investors looking to close quickly and scale their portfolios with confidence.Serving real estate investors across Texas, we are trusted in neighborhoods from Denver to Texas Springs, including Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
Loan Program Overview
Our hard money loans are asset-based, meaning we focus on the value of the property—not your income.
Key highlights:
- Up to 85–90% loan-to-cost (LTC)
- Up to 70–75% ARV
- Interest-only payments
- Terms from 6–24 months
- Fast approvals and closings
How to Qualify
- Investment property (no owner-occupied loans)
- Purchase contract or property details
- Rehab scope (if applicable)
- Exit strategy (flip, refinance, or hold)
- Experience preferred but not required
Property Types Eligible
- Single-family investment homes
- Multi-family properties
- Distressed or off-market deals
- Fix and flip projects
- Small commercial properties
Fast Funding Timelines
- Same-day deal analysis
- Term sheet within 24 hours
- Close in 5–10 business days
- Immediate funding after closing
Local Lending Experience
Hays County, located between Austin and San Antonio, is a prime investment market. With rapid population growth, high demand for rental and transitional properties, and competitive acquisition conditions, the area presents significant opportunities. Investors should also be aware of local permit and inspection timelines. Key cities like San Marcos, Kyle, Buda, and Dripping Springs are seeing increased interest from both developers and investors.
Benefits Over Banks
Fast closings vs. 30–60+ days with banks
Higher leverage options
Flexible terms and interest-only options
Financing for rehab and short-term investment projects
No Income Docs Required
FAQs
A short-term asset-based loan used by real estate investors.
Typically within 5–10 business days.
Get Started Today
Apply now for fast approval! First, speak to a local Texas lending expert today. Then, submit your deal scenario for same-day feedback. In addition, our team will review your deal quickly. As a result, you can take the first step toward securing the funding you need.