Construction Loans Ground Up in Hays County Texas
Fix and Flip Bridge Loans provides fast, flexible construction loans ground up in Hays County Texas for investors building residential and commercial properties from the ground up.Serving real estate investors across Texas, we are trusted in neighborhoods from Denver to Texas Springs, including Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
Loan Program Overview
Our construction loans are built for speed and scalability:
- Up to 85–90% loan-to-cost (LTC)
- Interest-only payments during construction
- Flexible draw schedules
- Terms from 9–24 months
- Fast approvals based on project feasibility
How to Qualify
- Investment property only (business-purpose)
- Construction plans and scope of work
- Budget and timeline
- Contractor or builder experience preferred
- Exit strategy (sell or refinance)
Property Types Eligible
- Single-family ground-up builds
- Multi-family developments
- Commercial construction
- Mixed-use projects
Fast Funding Timelines
- Same-day deal review
- Term sheet within 24 hours
- Close in 7–14 business days
- Draws released within 24–72 hours after inspections
Local Lending Experience
Hays County, located between Austin and San Antonio, is a prime investment market. With rapid population growth, high demand for rental and transitional properties, and competitive acquisition conditions, the area presents significant opportunities. Investors should also be aware of local permit and inspection timelines. Key cities like San Marcos, Kyle, Buda, and Dripping Springs are seeing increased interest from both developers and investors.
Benefits Over Banks
Faster approvals and disbursements
Expertise with distressed or complex properties
Flexible terms and interest-only options
Draw-based funding aligned with construction phases
No Income Docs Required
FAQs
A loan used to finance building a property from the ground up.
Typically within 7–14 business days.
Get Started Today
Apply now for fast approval! First, speak to a local Texas lending expert today. Then, submit your deal scenario for same-day feedback. In addition, our team will review your deal quickly. As a result, you can take the first step toward securing the funding you need.