Texas construction loans for investors are short-term financing solutions designed to fund the cost of building new residential or commercial real estate projects. These loans cover expenses such as land acquisition, materials, labor, permits, and contractor fees.

Eligibility is open to real estate investors, developers, and builders with a clear project plan, licensed contractor, construction budget, and a defined exit strategy such as sale or refinance. We welcome both experienced and first-time investors.

Our pre-approval process typically takes 24–48 hours after we receive your completed application and project details. Full funding can be secured within 7–10 business days, depending on your project’s readiness.

We offer construction financing in all major Texas markets, including Houston, Dallas, Austin, San Antonio, Fort Worth, El Paso, and surrounding counties.

Most of our Texas construction loans are structured with draw schedules based on completed project milestones. Borrowers receive funds in stages as the project progresses, ensuring controlled funding and accountability.

A construction loan is used to fund the ground-up development of a new property, while a fix and flip loan is intended for purchasing and renovating existing properties. Both are short-term loans tailored for real estate investors.

Interest rates vary based on borrower qualifications, project size, and location, but typically range between 9% to 12% for ground-up construction loans in Texas.

Yes, many of our clients choose to refinance into a traditional mortgage or long-term commercial loan once the construction is complete and the property is stabilized or ready for sale.

Start by filling out our online application on fixandflipbridgeloans.com or contact our lending team directly. We’ll guide you through pre-approval, underwriting, and funding steps tailored to your project.