Hard Money Loans in Ellis County Texas
Hard money loans in Ellis County Texas provide real estate investors with fast, asset-based financing to acquire, renovate, or refinance properties. Fix and Flip Bridge Loans has funded over 1,000+ real estate investment projects across Texas, helping investors close quickly and scale efficiently.
Loan Program Overview
Hard money loans are short-term investment loans designed for speed and flexibility. Unlike traditional banks, approval is based on the property and deal strength rather than income documentation.
Key Features:
- Loan Terms: 6–24 months
- Interest-Only Payments
- Up to 75% ARV / 90% LTC
- Close in 5–10 business days
- No income verification required
How to Qualify
- Strong deal fundamentals
- Clear exit strategy (flip or refinance)
- Property value and ARV assessment
- Experience preferred but not required
Property Types Eligible
- Single-family homes
- Multi-family properties
- Commercial real estate
- Fix and flip projects
- Distressed or value-add properties
Fast Funding Timelines
- Approval: 24–48 hours
- Underwriting: 3–5 days
- Closing: 5–10 business days
Local Lending Experience
Serving real estate investors across Texas, including Ellis County and surrounding markets. Trusted in neighborhoods from Denver to Texas Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley. Investors benefit from our knowledge of local permitting, inspections, and renovation challenges.
Benefits Over Banks
Faster Closings
Flexible Underwriting
Rehab funds included
Financing for distressed properties
No Income Docs Required
FAQs
Hard money loans are short-term loans based on property value, not borrower income.
Most loans close within 5–10 business days.
No, these loans are asset-based.
Real estate investors, flippers, and developers.
Get Started Today
Apply now for fast approval! First, speak to a local Texas lending expert today. Then, submit your deal scenario for same-day feedback. In addition, our team will review your deal quickly. As a result, you can take the first step toward securing the funding you need.