Hard Money Loans in Harris County Texas
Fix and Flip Bridge Loans provides hard money loans in Harris County, Texas for investors who need speed, flexibility, and execution. With over 1,000+ real estate investment projects funded across Texas, we specialize in funding deals that traditional lenders decline, including distressed properties and time-sensitive opportunities in competitive markets like Houston.
Loan Program Overview
- Loan Amounts: $75,000 – $5,000,000
- Term: 6–24 months
- Interest: Interest-only payments
- Funding Timeline: 5–10 business days
- Collateral: Residential and commercial properties
- Leverage: Up to 85–90% LTC and 70–75% ARV
How to Qualify
- Property-based approval (asset-based lending)
- Purchase contract or refinance scenario
- Property valuation (ARV)
- Scope of work (if rehab involved)
- Exit strategy (sale or refinance)
• Experience preferred but not required
Property Types Eligible
- Fix and flip properties
- Rental investments
- Multi-family units
- Commercial properties
- Distressed or off-market deals
Fast Funding Timelines
- Submit your deal scenario
- Same-day underwriting review
- Receive term sheet
- Close within 5–10 business days
Local Lending Experience
We understand Harris County’s fast-paced real estate environment, including Houston and surrounding markets. Our team helps investors navigate permitting, inspections, contractor coordination, and rapid deal execution in one of Texas’s most active investment regions.
Benefits Over Banks
Faster approvals and disbursements
Expertise with distressed or complex properties
Flexible terms and interest-only options
No Income Docs Required
FAQs
A short-term, asset-based loan used by investors to purchase or renovate real estate.
Most hard money loans close within 5–10 business days.
No, approval is based on the property and deal.
Get Started Today
Apply now for fast approval! First, speak to a local Texas lending expert today. Then, submit your deal scenario for same-day feedback. In addition, our team will review your deal quickly. As a result, you can take the first step toward securing the funding you need.