Fix and Flip Loans in Harris County Texas
Fix and Flip Bridge Loans provides fix and flip loans in Harris County, Texas for investors looking to scale quickly. With over 1,000+ projects funded across Texas, we specialize in helping investors acquire distressed properties, renovate efficiently, and resell for profit. Our lending model is built for speed, flexibility, and real-world investor needs.
Loan Program Overview
- Loan Amounts: $75,000 – $5,000,000
- Term: 6–18 months
- Interest: Interest-only payments
- Funding Timeline: 5–10 business days
- Rehab Financing: Up to 100% of rehab costs
- Leverage: Up to 85–90% LTC and 70–75% ARV
How to Qualify
- Purchase contract and deal summary
- Scope of work and rehab budget
- Exit strategy (sale or refinance)
- Property valuation (ARV)
- Asset-based approval (no tax returns required)
- Experience preferred but not required
Property Types Eligible
- Single-family homes
- Multi-family units (2–4 units)
- Distressed properties
- REO and off-market deals
- Light commercial properties
Fast Funding Timelines
- Submit your deal scenario
- Same-day underwriting review
- Receive term sheet
- Close within 5–10 business days
- Begin rehab funding draws
Local Lending Experience
We understand Harris County’s high-demand real estate market, including Houston and surrounding areas. From inner-city flips to suburban developments, we help investors navigate permitting, inspections, contractor coordination, and fast-moving market conditions.
Benefits Over Banks
Faster approvals and disbursements
Expertise with distressed or complex properties
Flexible terms and interest-only options
Financing for rehab and short-term investment projects
No Income Docs Required
FAQs
A short-term loan used to purchase, renovate, and resell a property for profit.
Most fix and flip loans close within 5–10 business days.
No, approval is based on the property and deal.
Get Started Today
Apply now for fast approval! First, speak to a local Texas lending expert today. Then, submit your deal scenario for same-day feedback. In addition, our team will review your deal quickly. As a result, you can take the first step toward securing the funding you need.