Construction Loans Ground Up in Harris County Texas
Fix and Flip Bridge Loans provides ground-up construction loans in Harris County, Texas for developers and investors looking to build from the ground up. With over 1,000+ real estate investment projects funded across Texas, we deliver fast, flexible capital tailored to the needs of new construction projects in high-demand markets like Houston.
Loan Program Overview
- Loan Amounts: $100,000 – $10,000,000
- Term: 12–24 months
- Interest: Interest-only payments
- Funding Timeline: 7–14 business days
- Draw Schedule: Funds released based on construction milestones
- Leverage: Up to 85–90% LTC
How to Qualify
- Detailed construction plans and scope of work
- Budget, permits, and timeline
- Exit strategy (sale or refinance)
- Asset-based approval (no tax returns required)
- Experience preferred but not required
Property Types Eligible
- Single-family homes
- Multi-family developments
- Mixed-use projects
- Commercial ground-up construction
- Residential subdivisions
Fast Funding Timelines
- Submit construction plans and deal
- Underwriting review
- Receive term sheet
- Close within 7–14 business days
- Begin draw schedule funding
Local Lending Experience
We understand Harris County’s development environment, including Houston zoning, permits, inspections, and contractor timelines. Our team helps you navigate construction regulations, supply chain considerations, and project execution in one of Texas’s most active real estate markets.
Benefits Over Banks
Faster approvals and disbursements
Expertise with distressed or complex properties
Flexible terms and interest-only options
Financing for rehab and short-term investment projects
No Income Docs Required
FAQs
A loan used to finance building a property from the ground up.
Most construction loans close within 7–14 business days.
Funds are released in stages based on construction progress.
Get Started Today
Apply now for fast approval! First, speak to a local Texas lending expert today. Then, submit your deal scenario for same-day feedback. In addition, our team will review your deal quickly. As a result, you can take the first step toward securing the funding you need.